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$405,000
3 Beds ⋅ 2.1 Baths ⋅ 10639631 MLS
Your Next Chapter Starts Here, a move in ready home . Bathed in natural light, this well maintained home offers the perfect balance of quiet neighborhood living and urban convenience. The main floor boasts a beautifully updated kitchen that opens directly to the breakfast nook, and an inviting great room with a gas fireplace. A private first-floor den provides the ultimate workspace. Upstairs hosts three tranquil bedrooms, two full baths, one of which is ensuite, and a generous FROG to adapt to your lifestyle needs. Newer roof, windows and flooring provide peace of mind for years to come. Superbly located for an easy commute to Fort Eustis and other local military installations, with choices for dining and shopping just around the corner. Some photos have been virtually staged.

934 Lowry Place, Newport News Denbigh North
$224,000
3 Beds ⋅ 1 Baths ⋅ 10639466 MLS
Welcome home to this charming, move-in ready 3-bedroom, 1-bath ranch offering the comfort and convenience of one-level living. Thoughtfully maintained for anyone: first-time homebuyers, downsizers, or anyone seeking an affordable home without sacrificing convenience and ideally located near shopping, dining, military installations, and major highways. Seller reports numerous updates, including a roof (2015), HVAC (2021), flooring (2020), water heater (2022), and updated plumbing, offering added peace of mind. Don’t miss your opportunity to own this well-maintained home, schedule your private showing today! One Year Home Warranty with full price offer.

135 Allard Road, Central Portsmouth
$299,000
3 Beds ⋅ 1.1 Baths ⋅ 10639557 MLS
Welcome home to this beautifully updated corner-lot home! Renovated just a few years ago, this home features an open-concept design, stainless steel appliances, and a tankless water heater. Recent upgrades also include a fully fenced backyard with two double-gated entrances at the front and rear of the property. The detached two-car garage is fully wired and perfect for projects, a workshop, or additional storage. Don’t wait—make this home your next home!

854 Potomac Avenue, Central Portsmouth
$369,900
4 Beds ⋅ 2 Baths ⋅ 10639226 MLS
Beautifully maintained brick ranch nestled on a quiet cul-de-sac in an established neighborhood filled with charm and mature trees. Loved by the same family since day one, this home reflects true pride of ownership with consistent care and maintenance throughout. Major systems have been regularly serviced including HVAC maintenance twice yearly, roof less than 10 years old, crawl space inspections, annual termite warranty through National Extermination, new gutters with gutter guards, and a Generac natural gas whole-home generator for peace of mind. Inside offers spacious living areas, a separate den with fireplace, custom kitchen cabinets, Corian countertops, and a primary suite with full bath and double closets. All kitchen appliances plus washer/dryer convey. Partially converted garage provides a dedicated utility space. Enjoy a fenced backyard retreat with mature shade tree, gazebo, and timeless character. A rare opportunity to own a quality-built home with incredible care and history!

6 Redman Court, Hampton Langley
$250,000
3 Beds ⋅ 2 Baths ⋅ 10639405 MLS
This 1-story brick home is all up to date and ready to be your new home! It has 3 bedrooms, 2 bathrooms, a primary suite with en-suite full bathroom, a spacious living room with a decorative electric fireplace for great ambiance, and a nice and open eat-in kitchen with stainless steel appliances. The back yard is fully fenced and has a 1 car driveway and a screened in porch. Very centrally located, only a 2 minute drive to get on I-264! Some listing photos are virtually staged.

2316 Effingham Street, Central Portsmouth
$599,500
5 Beds ⋅ 2.1 Baths ⋅ 10639614 MLS
Welcome to your new home! Tucked away on a quiet, private cul-de-sac in the highly desirable Miller's Run neighborhood, this beautiful property is completely move-in ready and waiting for its next chapter. Whether you love to entertain or simply want a private everyday retreat, this house delivers. The spacious backyard is a true summer paradise, featuring a gorgeous in-ground saltwater pool absolutely perfect for cooling off, relaxing, and making memories on hot days. Fresh & Modern Upgrades: Step inside to find brand new flooring throughout, giving the home a clean, updated feel from the moment you walk through the door. Outdoor Living Spaces: Enjoy your morning coffee on the brand new front porch and host weekend BBQs on the spacious, brand new backyard deck. Flexible Layout: With 5 total bedrooms, you have all the space you need. The convenient first-floor bedroom is easily adaptable and makes an ideal quiet home office or guest room. Schedule your private tour today!

3404 Louise James Court, South Chesapeake
$240,000
3 Beds ⋅ 2 Baths ⋅ 10639420 MLS
Welcome to this updated 3-bedroom, 2-bathroom single-family home. Renovated in 2023, this move-in-ready property combines modern finishes with efficient design.

724 Hemlock Avenue, Hampton Mercury South
$324,000
3 Beds ⋅ 2.1 Baths ⋅ 10639609 MLS
Bring in your reasonable offer & work together to make this home your very own. Reasonable priced below assessed value. 2 story home with 3 bedroom, Primary suite, 2 1/2 bathroom and walk-in closet . . Sold as-is. Fenced in backyard . Convenient location closed to interstate . Sellers preferred quick closing.

4114 Third Street, Central Chesapeake
$774,900
3 Beds ⋅ 2.1 Baths ⋅ 10638918 MLS
Escape the noise and discover the peace of country living at this custom Sasser-built estate nestled on three private acres in Northeast Suffolk. Tucked away at the end of a quiet cul-de-sac, this property offers the space, privacy, and tranquility that are increasingly hard to find while remaining just minutes from Harbour View and the conveniences of Hampton Roads. Surrounded by nature, the home features an open floor plan, a beautifully appointed kitchen with high-end appliances, spacious living areas, a dedicated office, a formal dining room, and a large media room that could easily serve as a fourth bedroom. The luxurious primary suite includes heated bathroom floors, a soaking tub, oversized shower, double-sided fireplace, and generous closet space. Step outside to a screened porch, patio, and sparkling saltwater pool overlooking the peaceful wooded landscape. Complete with Andersen windows, surround sound, a whole-home generator hookup, an attached two-car garage, a detached two-car carport, and no HOA, this is the perfect retreat for those seeking room to breathe without sacrificing convenience. Welcome home.

6721 Crittenden Road, Northeast Suffolk
$750,000
5 Beds ⋅ 3.1 Baths ⋅ 10639585 MLS
Enjoy all that Coastal Virginia has to offer in the gated community, The Pointe at Salt Ponds! The first floor offers a spacious bedroom with en-suite bathroom, ideal for guests or flexible living. The main level features an open concept living, kitchen and dining area filled with natural light and views of the Chesapeake Bay. The kitchen has newer appliances, plenty of cabinet space, separate coffee station and built-in breakfast nook. The second floor, also has two additional bedrooms connected by a Jack-and-Jill bathroom. Upstairs, primary suite offers a sitting area that leads to the private balcony with water views. Another large secondary bedroom is also on the third floor. The first floor has a sunroom complete with a gas fireplace, built-in bar and views of the Bay. The outdoor space is perfect for entertaining with the fully fenced yard, large patio and deck. Attached two-car garage offers ample storage! Location offers convenient access to I-64, Phoebus, Fort Monroe & more!

21 Channel Lane, Hampton East
$699,900
4 Beds ⋅ 4 Baths ⋅ 10639514 MLS
Beautiful landscaping and gracious front porch hint at the charm within this former Parade of Homes beauty! Built-ins, custom cabinetry, fine woodwork, luxury finishes and thoughtful upgrades abound in this well-maintained home. Large, updated chef's kitchen features new gas cooktop, custom cabinetry, island and pantry. Two primary suites, one downstairs! Both feature large en-suites with skylights and WIC. Two additional bedrooms share a Jack-and-Jill bath. Family room with gas FP leads to expansive deck overlooking your private oasis complete with mature Koi pond, landscaping and privacy fence. Massive bonus room could be a fifth bedroom, while two walk-in storage rooms offer expansion potential. New carpet, oak hardwood floors, large DR and study, and abundant storage present in this exceptional home. Tucked away in a quiet Hunter's Glenn cul-de-sac, yet convenient to the best of Newport News. Luxury living awaits!

402 Comfort Cove, Newport News Midtown West
$500,000
5 Beds ⋅ 3.1 Baths ⋅ 10639341 MLS
Beautifully maintained brick ranch in the heart of Western Branch! Offering generous living spaces and a functional layout, this home is designed for both everyday comfort and effortless entertaining. Inside, you'll find a beautifully remodeled kitchen (2024) with ample cabinet space, including pantry storage and an appliance garage. Two living areas provide the flexibility for a playroom, formal living room, or an additional gathering space for entertaining. Outside is an entertainer's dream, featuring a cozy covered pavilion complete with electricity and internet access. Two sheds offer abundant storage, with the larger shed making the perfect home workshop. A roof that is only 5 years old provides added peace of mind and convenience. With its thoughtful updates and exceptional outdoor amenities, this home is the perfect blend of comfort and modern functionality.

3316 Mapleton Crescent, West Chesapeake
$609,900
5 Beds ⋅ 3.1 Baths ⋅ 10639583 MLS
Welcome to the "Nathaniel". This new construction home offers a spacious two-story layout with 5 bedrooms, 3 full baths, & multiple flex spaces. The main level features a welcoming foyer w/ a flex room w/ option for glass French Doors to make a home office. The open-concept design connects the family room, dining, & expansive gourmet kitchen w/ large center island & stainless steel appliances. A main-level bedroom w/ en-suite bath provides added flexibility. Upstairs, the primary suite includes 2 WIC's & private en-suite bath w/ double bowl vanity, tiled shower, & linen closet. Three additional bedrooms share a full hall bath. A centrally located laundry room & an upper-level flex space provide additional functionality & storage options. Located near parks, trails, & Historic Downtown Smithfield, Mallory Pointe offers a peaceful setting w/ convenient access to major commuter routes. Ask about builder incentives! Base price does not include lot premiums. Lot premiums vary by homesite.

MM Nathaniel At Mallory Pointe, Isle of Wight - North
$579,900
4 Beds ⋅ 2.1 Baths ⋅ 10639567 MLS
**Open House is Public: Sat Jul 18, 12:00PM-2:00PM What a wonderful opportunity for your family to live in this beautiful home in the desirable community of Bob White Landing! This 4-bedroom 2.5-bath home is move-in ready; New paint, Carpeting, Cafe style refrigerator and Microwave. Newer Dual HVAC system & Water Heater. New Gas Stove to be installed before closing. Open Floor plan w/beautiful finishes including Granite, Hardwood & Ceramic Tile. Spacious home w/open Kitchen to Family Room. Just a short distance from the front door to the John DeTriquet Memorial Trail & Bike path. The community pier, playgrounds & a wonderful clubhouse & pool are a few of the amenities for your family! Located in northern Suffolk, a vibrant & growing community that is centrally located to military bases, highly rated schools, restaurants and shopping!

413 Quaker Ridge Court, Northeast Suffolk
$450,000
4 Beds ⋅ 2.1 Baths ⋅ 10639464 MLS
Beautiful brick ranch in Western Branch, just a couple of blocks from the schools! Updates include a new roof in 2020, a dining room and living room refresh in 2019, and a kitchen and bathroom remodel in 2016. Three bedrooms are on the first floor, and there is a finished room over the garage that makes a great recreation room, home office, workout room, or guest room. The seller's favorite feature of the home is the screen in porch! Call today for your private showing!

4005 Terry Drive, West Chesapeake
$564,000
4 Beds ⋅ 2.1 Baths ⋅ 10639574 MLS
If you’ve been craving privacy, space, and a home that feels like a retreat, this one delivers. Set on 1.19 wooded acres, this 2,366 sq ft ranch gives you room to breathe, watch the deer wander through, and enjoy the quiet of country living with all the modern comforts. Inside, the open concept layout with vaulted ceilings flows into a gorgeous kitchen with quartz counters, quiet-close cabinets, stainless appliances, and a pantry that actually holds things. The primary suite is a true escape with a free-standing soaking tub, a separate walk-in shower, giant walk-in closet, and dual vanities. LVP in main living areas, carpet in bedrooms, electric fireplace, 4 bedrooms, 2.5 baths, and a screened-in porch that keeps the skeeters outside where they belong. No HOA, tons of parking, and a 2-car garage. Estimated delivery August 2026. Early buyers may be able to still choose some finishes. Preferred lender offering 1% CCA.

15661 Scotts Factory Road, Isle of Wight - North
$763,990
6 Beds ⋅ 4.1 Baths ⋅ 10639573 MLS
Welcome to the Tillman at Riverview Landing! The spacious home includes 6 bedrooms, 4.5 baths, and a 2-car garage. The first-floor primary suite provides the perfect retreat with a massive walk-in closet, dual vanities, and a private water closet. Upstairs, you’ll find a second primary-style bedroom with direct access to a full bath, offering comfort and privacy. Three additional bedrooms (each with walk-in closets), a large loft, and a convenient laundry room complete the second floor. The open-concept main level features a welcoming dining room, expansive kitchen with an oversized island and two pantries, including a Costco pantry, and a bright family room. Photos are from the builder's library, actual finishes and features may vary.

984 Intracoastal Way, South Chesapeake
$649,900
4 Beds ⋅ 2.1 Baths ⋅ 10639311 MLS
This beautifully maintained home in sought-after Founders Pointe already has it all! Enjoy your own private backyard oasis featuring a heated, in-ground saltwater fiberglass pool, great for extending swim season and entertaining family and friends. This newer, move-in-ready home offers upgraded amenities without the added expense, delays, and stress of building from scratch. Both HVAC condensers replaced within the past 5 yrs. Newer carpet on stairs and upstairs. Ideally located just minutes from the Southside and Peninsula, only 4 miles to the James River Bridge, less than 20 minutes to Newport News Shipbuilding, and conveniently near military installations, interstate access, shopping, dining, and schools. Turn the key and start enjoying the lifestyle you've been dreaming about in this exceptional home.

304 Founders Pointe Trail, Isle of Wight - North
$559,900
4 Beds ⋅ 2.1 Baths ⋅ 10639559 MLS
The "Montclair" offers a functional two-story layout w/ 4 bedrooms, 2.5 baths, & a versatile main-level flex room off the foyer. The open-concept main living area includes a spacious family room flowing into the dining area & gourmet kitchen w/ center island, stainless steel appliances, & pantry, providing convenient everyday living & entertaining space. Upstairs, the primary suite features a large WIC & private en-suite bath w/ double bowl vanity & tiled shower. Three additional bedrooms—each w/ WICs—share a full hall bath. The second-floor laundry room is centrally located for added convenience. Located near parks, trails, & Historic Downtown Smithfield, Mallory Pointe offers a peaceful setting w/ convenient access to major commuter routes. Space, value & location-Schedule your tour today & ask about builder incentives w/ use of builder's preferred lender! Base price does not include lot premiums. Lot premiums vary by homesite.

MM Montclair At Mallory Pointe, Isle of Wight - North
$685,000
5 Beds ⋅ 3 Baths ⋅ 10639539 MLS
Pride of ownership shines throughout this beautifully maintained home located in the sought-after Riverwalk community in Chesapeake. The stunning remodeled kitchen features granite countertops, stainless steel appliances, a large center island, heated tile floors, and custom cabinetry designed to showcase every thoughtful detail. The spacious eat-in kitchen and bar-top seating area open seamlessly to the inviting family room with a cozy fireplace, creating the perfect space for entertaining and everyday living. The first floor offers a full bedroom and an updated full bathroom, ideal for guests or multi-generational living. Upstairs, you'll find a spacious primary suite complete with a beautifully renovated spa-like bathroom and a custom walk-in closet. Three additional bedrooms are located on the second level, including a versatile FROG that can serve as a fifth bedroom, home office, or recreation room. The hall bathroom was recently updated as well and features double vanities. Step outside to enjoy the large backyard, complete with a storage shed, patio with space for a fire pit, deck, and a wonderful screened-in detached gazebo for year-round outdoor enjoyment. Residents of Riverwalk enjoy exceptional neighborhood amenities, including walking trails, a community pool, dock, playground, and a popular summer swim team. This is a wonderful opportunity to own a meticulously cared-for home in one of Great Bridge area's most desirable communities.

813 Loch Island Drive, South Chesapeake
$794,740
5 Beds ⋅ 3.1 Baths ⋅ 10639533 MLS
The Tillman offers 3,226 sq. ft. of stylish and flexible living - great for multigenerational living! This spacious home includes 5 bedrooms, 3.5 baths, and a 2-car garage. The first-floor primary suite provides the perfect retreat with a massive walk-in closet, dual vanities, and a private water closet. Upstairs, you’ll find a second primary-style bedroom with direct access to a full bath, offering comfort and privacy. Three additional bedrooms (each with walk-in closets), a large loft, and a convenient laundry room complete the second floor. The open-concept main level features a welcoming dining room, expansive kitchen with an oversized island and two pantries, including a Costco pantry, and a bright family room. Photos and renderings are from builder's library, actual finishes and features may vary.

911 Intracoastal Way, South Chesapeake
$574,900
4 Beds ⋅ 2.1 Baths ⋅ 10639515 MLS
Welcome to the "Indigo" at Mallory Pointe—where space, flexibility & modern design come together. This home offers 4 bedrooms, 2.5 baths, a 2-car garage & 2,460 square feet of living space giving you room to grow. The open-concept layout creates a seamless flow between the kitchen, dining & family room to make entertaining & everyday life effortless. Option for glass French Doors on the first floor flex room to make it an office. Primary Suite features huge WIC & en-suite bath w/ tiled shower & double bowl vanity. Upper Flex Room makes for additional living space & the spacious laundry room is conveniently located on the second floor. Located near parks, trails, & Historic Downtown Smithfield, Mallory Pointe offers a peaceful setting w/ convenient access to major commuter routes. Space, value & location-Schedule your tour today & ask about builder incentives w/ use of builder's preferred lender! Base price does not include lot premiums. Lot premiums vary by homesite.

MM Indigo At Mallory Pointe, Isle of Wight - North
$580,000
4 Beds ⋅ 2.1 Baths ⋅ 10639410 MLS
Custom Built, single owner home in sought after Grassfield section of Chesapeake! Pride in ownership in quiet neighborhood. Peaceful yard backing up to quiet marsh and tidal water from the Elizabeth river. Sitting far off the street with a pond as one of your neighbors offers lots of privacy. Gas furnace and fireplace replace in 2025, all appliances replaced within last 10 years. refrigerator and custom cabinets in garage do not convey, work bench does convey.

504 Dorothy Court, South Chesapeake
$534,900
3 Beds ⋅ 2 Baths ⋅ 10639418 MLS
Welcome to one-story living in the "Easton". This ranch balances comfort & function w/ 1800+ sqft. Find the secondary bedrooms w/ a spacious full bath next door off the foyer. A gourmet kitchen w/ oversized island & stainless steel appliances flows into a bright dining & family room. Primary suite features a spa-like en-suite bath w/ double bowl vanity, & tiled shower. Laundry Room & Bonus pocket office rounds out a well-designed, seamless floorplan. Personalize the home with optional covered patio, fireplace, tray ceiling, or finished 2nd floor for additional flex space, full bath, & bedroom. Located near parks, trails, & Historic Downtown Smithfield, Mallory Pointe offers a peaceful setting w/ convenient access to major commuter routes. Space, value & location-Schedule your tour today & ask about builder incentives w/ use of builder's preferred lender! Base price does not include lot premiums. Lot premiums vary by homesite.

MM Easton At Mallory Pointe, Isle of Wight - North
$329,400
3 Beds ⋅ 2 Baths ⋅ 10639501 MLS
Beautifully renovated 3-bedroom, 2-bath contemporary ranch with 1,200 sq. ft. of comfortable living space. The interior features LVP flooring throughout the main living areas and plush carpet in the bedrooms. Recent updates include a new roof, kitchen, and baths. Newer water heater and and HVAC (5 years). The kitchen combines style and function with quartz countertops, stainless steel appliances, and white shaker soft-close cabinets and drawers. Both full bathrooms feature elegant tile and quartz-top vanities for a clean, modern look. The primary suite, complete with a private en-suite bathroom. A large backyard with room to back your boat or RV into, spacious workshop/shed with power and a utility shed ( both conveys as-is). With its blend of charm, modern updates, and practical space, this home is a standout opportunity for a growing family. CLOSING COST ASSISTANCE AVAILABLE!

4141 3rd Street, Central Chesapeake
$1,150,000
6 Beds ⋅ 3.1 Baths ⋅ 10639257 MLS
Nestled in the heart of Great Bridge a fully remodeled home in a coveted 12 house cul de sac neighborhood. This custom built home redefines elevated living. The grand staircase entrance flows seamlessly into the dining and living spaces. The kitchen featuring a 12 foot quartz island and new stainless appliances is any chefs dream. The primary suite is a private retreat with spa-inspired bath featuring two walk in closets. Access the second living level from either of the two staircases. Home has five upstairs bedrooms and two full bathrooms. There is room for everyone. Parking is a breeze with the 3 car attached garage and extended driveway. Book your private showing today.

520 Youngstown Court, South Chesapeake
$351,500
4 Beds ⋅ 2.1 Baths ⋅ 10639432 MLS
Welcome to 62 Hollywood Avenue, a beautifully renovated home in the heart of Hampton. This move-in-ready property combines modern updates with everyday comfort, featuring spacious living areas, updated finishes, and a functional floor plan designed for today's lifestyle. Step outside and enjoy the brand-new oversized deck, great for entertaining, grilling, or relaxing with family and friends while overlooking the backyard. Inside, you'll find thoughtfully updated spaces that make this home truly turnkey. Ideally located just minutes from local beaches, parks, shopping, and dining, this home also offers an easy commute to major employers including NASA Langley Research Center and the Newport News Shipbuilding. Whether you're looking for coastal living, convenience, or a beautifully updated home, 62 Hollywood Avenue delivers it all. Schedule your private showing today and see everything this exceptional property has to offer.

62 Hollywood Avenue, Hampton West
$565,000
5 Beds ⋅ 3 Baths ⋅ 10639423 MLS
First-floor living at its finest, with the added space and flexibility of a second level, located in the beautiful community of Benn’s Grant. This spacious 5-bedroom, 3-full-bath home offers a first-level primary suite, along with an additional first-floor bedroom featuring an attached full bath, providing a flexible layout for a variety of living needs. The large great room includes a cozy fireplace and opens to a gourmet kitchen with stainless steel appliances, granite countertops, and a 9-foot island for everyday use and entertaining. The morning room provides direct access to the outdoor patio and one of the larger lots in the community. The first-floor primary suite features a spacious sitting area, walk-in closet, private bath with dual sink vanity, and private toilet closet. A conveniently located first-floor laundry room is just steps from the primary bedroom. Upstairs, you will find a loft, three additional bedrooms, a full bath, and a walk-in attic offering easy access to storage. Benn’s Grant residents enjoy community amenities including a clubhouse, pool, walking trails, and more. A wonderful opportunity to enjoy a 5-bedroom, 3-full-bath home with spacious first floor living, additional second-level space, and community amenities in Benn’s Grant.

217 Farmington Place, Isle of Wight - North
$340,000
3 Beds ⋅ 2.1 Baths ⋅ 10639338 MLS
Freshly painted and move-in ready, this inviting home is ideally located just minutes from Fort Eustis, shopping, dining, and everyday conveniences. Inside, you'll find formal living and dining rooms, a cozy gas fireplace, and an all-season sunroom just off the kitchen, perfect for morning coffee, relaxing with a good book, or gathering with friends year-round. A fully finished bonus room currently used as a fourth bedroom adds valuable flexibility for guests, a home office, playroom, or media room. Energy-efficient solar panels and a high-efficiency Carrier HVAC system help keep utility costs in check. Come outside to your own backyard retreat featuring a pergola, patio, water feature, storage shed, and beautifully landscaped yard, ideal for summer cookouts, entertaining friends, or simply enjoying a quiet evening outdoors. This home offers the perfect blend of comfort, versatility, and outdoor living.

345 Circuit Lane, Newport News Denbigh North
$315,000
3 Beds ⋅ 3 Baths ⋅ 10639116 MLS
Welcome to this thoughtfully updated and well cared for 3 bedroom, 3 bath home in Franklin. From the hardwood floors to the many recent improvements, pride of ownership is evident throughout. Major updates completed in 2026 include a new HVAC system, new privacy fence, and encapsulated with new dehumidifier, and new moisture barrier, offering added comfort and peace of mind. The spacious wood deck is perfect for relaxing or entertaining. Need extra space? In addition to a detached workshop / storage building with power, the home also features floored attic space for hobbies, projects, seasonal items, and extra storage. All appliances convey, making your move even easier. Conveniently located near shopping, dining, schools, and everyday amenities, this Franklin home is ready for its next chapter.

404 Clay Street, Franklin

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.